Ownership is rarely the catch. Google's Gemini API terms say Google 'won't claim ownership' of generated content and that you are responsible for how you and anyone you share it with use it, Runway's terms claim no ownership and do not restrict commercial use, and Higgsfield says the same and lets you sublicense your rights to clients. The catch is the plan. Luma assigns ownership to you but allows commercial use only for outputs made during an active paid subscription that permits it, and Kling forbids commercial use without written permission unless you are a paying member, and makes non-members label output with its brand.

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